Bridging Loan Market Heats Up: VIAP Finance Delivers Speed, Flexibility, and Value

With bridging loan rates falling across the market, 2025 is shaping up to be a dynamic year for property investors and developers. Just recently, Market Financial Solutions (MFS) announced a major rate reduction, with residential bridging loans now starting from a fixed 0.7%. This bold move reflects rising competition—and an increasing demand for fast, flexible funding.

At VIAP Finance, we understand the urgency and opportunity this evolving market presents. Whether you’re buying at auction, unlocking equity in a commercial property, or preparing to refinance an existing loan, now is the time to act—and we’re here to help you move with confidence.

Why Are Bridging Loan Rates Dropping in 2025?

According to MFS CEO Paresh Raja, a strong start to the year and expectations for a Bank of England base rate cut have sparked renewed investor interest in property. With house prices showing consistent growth and liquidity improving, lenders are fighting to offer the most attractive terms.

This climate benefits borrowers—especially those who are ready to act quickly. That’s where VIAP Finance comes in.

What VIAP Finance Offers in Today’s Market

As competition increases, bridging loans are no longer just a fallback solution—they’re a powerful tool to:

• Break property chains
• Fund renovations or flips
• Purchase auction properties
• Raise working capital for business
• Access short-term cash before long-term financing closes

At VIAP Finance, we specialise in simple, fast, and fully tailored bridging finance solutions:

 Residential Bridging Loans
Ideal for broken chains, refurbishment projects, or auction purchases.

 Bridge to Let Loans
Perfect for landlords transitioning to long-term buy-to-let finance.

 Commercial Bridging Loans
Flexible capital for office spaces, warehouses, shops, and more.

 Development & Exit Finance
Quick funding for property builds and smooth exits once projects near completion.

 Rebridging & Refinance
Extend your term or restructure your loan with confidence.

 Specialist Finance
From care homes to shopping centres—we support niche property types too.

Our Commitment to You

We know that in a competitive market, speed, affordability, and trust matter most. That’s why:

• Our bridging loans can be delivered in 10–14 working days
• We offer low interest rates
• Every loan is custom-built to your situation

Let’s Bridge the Gap – Together

As the UK property finance landscape shifts, you need a partner who moves with you—not behind you. Whether you’re a first-time investor or a seasoned broker, VIAP Finance offers personalised support, fast decisions, and market-ready solutions.

Contact VIAP Finance today to discover how we can fund your next opportunity—quickly, confidently, and competitively.