Short-Term Fixes, Long-Term Flexibility: What Fleet Mortgages’ New Rates Mean for Property Investors

In a property finance landscape where agility is key, Fleet Mortgages has rolled out a fresh wave of 2-year fixed-rate buy-to-let products, offering new opportunities for landlords and limited company borrowers seeking short-term certainty without long-term commitment.

This strategic move underlines a growing trend: borrowers want flexibility and speed, not just low rates.

At VIAP Finance, we’re perfectly positioned to complement this shift—offering fast, reliable bridging loans to keep you moving in a market that waits for no one.

Where Bridging Finance Comes In

While Fleet is leading the way with short-term BTL fixes, many property investors and developers still face timing issues or funding gaps—especially when navigating:

• Property chain breaks
• Auction purchases with tight deadlines
• Renovations requiring upfront capital
• Delays in mortgage approvals or remortgaging

That’s where VIAP Finance steps in.

We offer simple, fast bridging loan transactions that act as the perfect funding bridge when you can’t afford to wait for long-term mortgage approval.

Our Tailored Bridging Solutions

VIAP Finance provides comprehensive, market-leading solutions for:

• Bridge to Let Loans – Transition smoothly from bridging to BTL as market conditions evolve.
• Residential Bridging – Ideal for property chain delays or quick acquisitions.
• Auction Bridging – Secure funding quickly post-auction.
• Business Bridging Loans – Short-term finance for expansion, acquisition, or cashflow needs.
• Commercial Bridging – Raise capital against your commercial assets.
• Rebridging Finance – Extend or refinance an existing bridge loan.
• Specialist Bridging – Funding for care homes, shopping centres, and unique projects.

With funding typically available in 10–14 working days, we help you act quickly while preserving your longer-term mortgage plans.

Ready to Make Your Move?

Whether you’re preparing for a mortgage transition, refinancing an existing deal, or closing a time-sensitive investment, VIAP Finance is ready to help you move forward with confidence.

Contact us today to discuss a tailored bridging loan solution that works with your portfolio and investment timeline.